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May 28, 2025Student Loan scams are on the rise. You may be getting emails about your federal student loans. Sometimes scammers will even use government seals or logos. Don’t rely on that for legitimacy. You should never need to pay an upfront fee to receive guidance on your student loans. You should not be sharing your FSA ID, and do not rely on promises of special access. If you are unclear about the status of your student loans, start by logging in to studentaid.gov. From there, you can find information on your loan services and how to reach them. If your loans are private, go straight to your loan services for help. If you need help navigating your federal or private student loans, please contact our Education Debt Consumer Assistance Program to be evaluated for free services at (516) 292-8100.
LSLI’s Education Debt Consumer Assistance Program (EDCAP) provides legal assistance to people who are experiencing student debt problems, including unpaid tuition bills, collection actions, and managing federal and private student loans. Assistance is available to student borrowers, parents, and other family members regardless of income. Services may include student loan counseling, litigation defense and representation, and phone advice. Suffolk and Nassau residents, please call: 516-292-8100. LSLI is a partner in the EDCAP network, a program of the Community Service Society of New York.