Avoid Home Loan Modification and Mortgage Scams

Loan modification and other mortgage scams are everywhere. Scam artists
prey on unsuspecting homeowners who are facing the pressures of
foreclosure. Every day, consumers are lured by the promise of a loan
modification that they hope will help them stay in their homes. As a result, consumers are
losing thousands of dollars and, in some cases, their homes. The New York
State Department of State Division of Consumer Protection takes complaints on these scams.
If you or a client is in default, don’t hesitate to get in touch with a local housing counselor. A
list of each county’s housing counselor can be found on the Department of Financial Services
website. If you or a client is in foreclosure, please contact LSLI’s Foreclosure Prevention Unit.

LSLI’s Foreclosure Prevention Unit provides free legal services to homeowners hoping to prevent foreclosure
of their homes.
Services provided include:
Legal representation at the various stages of the foreclosure process, including at mandatory court
settlement conferences, drafting pleadings, and drafting and opposing motions
Assist borrowers pursuing loss mitigation options, including loan modifications
Advice and Counsel
The Project is part of the HOPP network, a Statewide coalition that includes HUD-certified housing
counseling agencies. As such, we will make referrals to and collaborate with HOPP-funded, non-profit
housing counseling agencies. Clients must reside in the homes subject to foreclosure and have low to
moderate income for Long Island, as annually set by HUD. To be screened for services, Nassau County
residents can call 516-292-8100, Suffolk residents West of 112 can call 631-232-2400, and Suffolk residents
East of 112 can call 631-369-1112.